Mexico consolidated its position as the leading commercial partner of the United States, with 16.3% of the total trade of goods in the first quarter of 2026 and a bilateral exchange that exceeded 231,000 million dollars. However, thousands of Mexican exporting SMEs face a critical challenge in converting those sales into immediate liquidity. According to Marco's analysis, three factors pressure their cash flow: collection terms between 30 and 120 days, the appreciation of the peso (2.86% against the dollar in the first half of 2026, with the exchange rate closing June around 17.50 pesos per dollar) and regulatory complexity (KYC, AML, and tax controls). Example of the exchange rate impact: a invoice of 100,000 dollars issued at 18.00 pesos equals 1.8 million pesos; if payment arrives weeks later at 17.50 pesos, the income drops to 1.75 million pesos — a loss of 50,000 pesos just due to the exchange rate. 99.8% of economic units in Mexico are micro, small, or medium-sized enterprises.

Peter Spradling, CEO and co-founder of Marco, pointed out: "Our bet is to offer them financial infrastructure similar to what large companies have today."

This story was also picked up by Thunder, Nómada Capital, Cluster Industrial, Monitor Negocios, NotiPress, and Mi Punto de Vista between August 4 and 5, 2026 (in addition to own pieces on LinkedIn and Instagram, which do not count as third-party coverage).