Use cases

Your customer pays in 60 days. Payroll doesn't wait. Credit built on how you actually operate.

Your customer pays in 60 days. Payroll doesn't wait. Credit built on how you actually operate.

You export, get paid in 60 days, and have to pay payroll and suppliers beforehand. You cover the liquidity gap with expensive credit lines or your own capital. Marco offers a revolving line of credit tied directly to your operating account, without traditional collateral, based on your real operating potential.

Credit that activates when you need it, with no collateral and no fine print.

Apply for your revolving line

Apply for your revolving line

Apply for your revolving line

Apply for your revolving line

Talk to a specialist

Talk to a specialist

Talk to a specialist

Talk to a specialist

Benefits

Why exporters choose Marco's credit

Underwritten on your operation

Marco reads your flows, your customers, your contracts. Not your banking history. Not your years on file. Your operation speaks for itself.

No mortgage guarantees

No real estate, no fixed assets pledged. The line is backed by your cross-border operation and your receivables.

Built into your operating account

Your credit line and your Global Account are the same platform. Draw what you need, the money lands in your account, and you repay as you collect.

Benefits

Why founders choose Marco for their US operations

Underwritten on your operation

Marco reads your flows, your customers, your contracts. Not your banking history. Not your years on file. Your operation speaks for itself.

No property collateral

No real estate, no fixed assets pledged. The line is backed by your cross-border operation and your receivables.

Built into your operating account

Your credit line and your Global Account are the same platform. Draw what you need, the money lands in your account, and you repay as you collect.

Three steps

How to access your revolving line

01

Activate your Marco account and connect your operation

Digital signup. Share your company information: customers, contracts, USD and MXN flows. Marco evaluates your operation in days, not weeks.

01

02

Get your line proposal

Marco shows you the amount available, the rate, and the terms. No fine print, no complicated structures. You accept from the platform.

02

03

Have your line available whenever you need it

Your line sits ready on the platform. When cash is short, you draw in minutes and the money lands in your Global Account. You repay as your customers pay you.

03

How to access your revolving line

Three steps

How to access your revolving line

Three steps

01

Activate your Marco account and connect your operation

Digital signup. Share your company information: customers, contracts, USD and MXN flows. Marco evaluates your operation in days, not weeks.

02

Get your line proposal

Marco shows you the amount available, the rate, and the terms. No fine print, no complicated structures. You accept from the platform.

03

Draw on your line when you need it

Your line sits ready on the platform. When cash is short, you draw in minutes and the money lands in your Global Account. You repay as your customers pay you.

What you can do

What your revolving line does

Draw in minutes

No extra paperwork, no calls to the bank. The whole process is digital.

Repay as you collect

The line follows your collection cycle, not a fixed bank calendar.

See your position in real time

How much is available, how much you've used, and when each draw is due — on one dashboard.

Credit and account in one place

Your line balance and your Global Account on the same panel, with no steps in between to move money from one to the other.

What your revolving line does

What you can do

Draw in minutes

No extra paperwork, no calls to the bank. The whole process is digital.

Repay as you collect

The line follows your collection cycle, not a fixed bank calendar.

See your position in real-time

How much is available, how much you've used, and when each draw is due — on one dashboard.

Credit and account in one place

Your line balance and your Global Account on the same panel, with no steps in between to move money from one to the other.

What your revolving line does

What you can do

Draw in minutes

No extra paperwork or phone calls to the bank. The process is completely digital from the platform.

Repay as you collect

The line follows your collection cycle, not a fixed bank calendar.

See your position in real-time

How much is available, how much you've used, and when each draw is due — on one dashboard.

Credit and account in one place

Your line balance and your Global Account on the same panel, with no steps in between to move money from one to the other.

A cash gap shouldn't slow your growth.

A cash gap shouldn't slow your growth.

Marco's capital follows your operating cycle, not the bank's calendar.

Apply for your revolving line

Apply for your revolving line

FAQS

FAQS

Do I need a US credit history to qualify?

What collateral do I need to give?

How long does approval take?

How does a revolving line work? Do I pay every month?

Is the line limited to cross-border transactions?