¿Qué es el factoraje?

El factoraje es un servicio financiero mediante el cual una empresa vende sus cuentas por cobrar (facturas pendientes de pago) a una institución financiera a cambio de liquidez inmediata, sin esperar a que el cliente pague.

¿Cómo funciona el factoraje en Marco?

Subes tu factura a la plataforma de Marco, la revisamos y en poco tiempo recibes el anticipo en tu cuenta global. Sin trámites bancarios ni esperas de 30-90 días.

¿El factoraje de Marco funciona para facturas en USD?

Sí. Marco está diseñado para empresas cross-border, por lo que el factoraje funciona tanto para facturas en MXN como en USD.

Marco | Cross-Border Financial Infrastructure for LatAm Businesses

Specialized partner network

Looking to finance your invoices without slowing down your operations?

Marco works with a network of specialized factoring partners. Tell us about your situation and we’ll connect you with the one that’s the best fit for your company.

Abre tu cuenta en USD

Share your case

Approval in 24–48 hours

Agile process built around your invoice workflow.

Approval in 24–48 hours

In your preferred currency, with real-time visibility.

No static lines

Financing that scales with your operating volume.

No static lines

In multiple currencies and to almost any country.

A single point of contact

Marco reviews your case and connects you with the right partner.

Efficient contact

We connect you with the right partner.

Why Marco?

With Marco vs Without Marco

The problem

Infinite wait

Net 30/60/90 puts pressure on your cash flow every week.

Suppliers require payment before you get paid.

Payroll and inventory can't wait.

The solution

Immediate liquidity

Advance eligible invoices in hours.

Working capital for payroll, inventory, and operations.

Marco connects you with the right partner.

Benefits

Agile process, without bureaucracy

Fill out the form, we'll evaluate your case and connect you with the right partner.

Company name

Commercial activity

Estimated volume

Case status

Form completed

Evaluated case

Searching for partners…

Liquidity in hours, not weeks

Advance eligible invoices and keep your operations running without interruptions.

Invoice

$42,000

Advance

+$38,250

Deadline

Net 60

Liquidity

$38,350

Request

Review

Deposit

The right partnerfor you

Marco connects you with the best match based on your profile, industry, and volume.

Suggested partners

Partner Match

Premium Capital

Contact

Elena Martínez

Financial Strategist

Schedule session

Your credit line
in three steps

Share your case

Information about your operation, invoices, and volume.

We evaluate your profile

We reviewed your case and selected the ideal partner.

Tu perfilEvaluado

Tu casoRevisado

Partner idealEncontrado

We connect you

Direct presentation. They handle the process.

Tu perfil llega al financiador

Introducción con el partner

El proceso queda en sus manos

Factoring in 3 steps

For companies with real cross-border operations

Exporters
and importers

With recurring USD flows and active operations in the MX↔US corridor

CFOs and Treasury Teams

Who need visibility, FX control, and structured liquidity without depending on a bank

Companies expanding into the US

Who are opening or consolidating operations in the United States from Latin America

Operating minimum: USD 2M in annual cross-border flow.

Your invoices shouldn't hold back your growth.

Complete the form. We’ll evaluate your business and connect you with the partner that’s the best fit.

Agenda una llamada

Frequently asked questions

Who offers factoring?

What types of companies can apply?

How long does the process take?

Is there any cost to share my case with Marco?

What if factoring isn't what I need?

¿Puedo tener Factoraje Lite y Crédito Revolvente al mismo tiempo?

Agile process, without bureaucracy

Fill out the form, we'll evaluate your case and connect you with the right partner.

Company name

Commercial activity

Estimated volume

Case status

Form completed

Evaluated case

Searching for partners…

Liquidity in hours, not weeks

Advance eligible invoices and keep your operations running without interruptions.

Invoice

$42,000

Eligible

Advance

+$38,250

Deadline

Net 60

No interruptions

Liquidity

$38,350

Deposited

Request

Review

Deposit

The right partner
for you

Marco connects you with the best match based on your profile, industry, and volume.

Suggested partners

Partner Match

Premium Capital

B2B Tech Specialist

Contact

Elena Martínez

Financial Strategist

Schedule session

Why Marco?

With Marco vs Without Marco

The problem

Infinite wait

Net 30/60/90 puts pressure on your cash flow every week.

Suppliers require payment before you get paid.

Payroll and inventory can't wait.

The solution

Immediate liquidity

Advance eligible invoices in hours.

Working capital for payroll, inventory, and operations.

Marco connects you with the right partner.

Factoring in 3 steps

Operates for 3+ months

Centralize collections, payments, and FX in your Global Account.

Tu perfil llega al financiador

Introducción con el partner

El proceso queda en sus manos

Operates for 3+ months

Centralize collections, payments, and FX in your Global Account.

Tu perfilEvaluado

Tu casoRevisado

Partner idealEncontrado

Operates for 3+ months

Centralize collections, payments, and FX in your Global Account.

Benefits

Agile process, without bureaucracy

Fill out the form, we'll evaluate your case and connect you with the right partner.

Company name

Commercial activity

Estimated volume

Case status

Form completed

Evaluated case

Searching for partners…

Liquidity in hours, not weeks

Advance eligible invoices and keep your operations running without interruptions.

Invoice

$42,000

Eligible

Advance

+$38,250

Deadline

Net 60

No interruptions

Liquidity

$38,350

Deposited

Request

Review

Deposit

The right partner
for you

Marco connects you with the best match based on your profile, industry, and volume.

Suggested partners

Partner Match

Premium Capital

B2B Tech Specialist

Contact

Elena Martínez

Financial Strategist

Schedule session

Why Marco?

Infinite wait

Immediate liquidity

Benefits

Agile process, without bureaucracy

Liquidity in hours, not weeks

$42,000

$38,350

The right partnerfor you

Share your case

We evaluate your profile

We connect you

Factoring in 3 steps

For companies with real cross-border operations

Exporters and importers

CFOs and Treasury Teams

Companies expanding into the US

Your invoices shouldn't hold back your growth.

Your invoices shouldn't hold back your growth.

Frequently asked questions

Frequently asked questions

Adelanta facturas desde la cuenta que ya usas. Empieza por ahí.

Agile process, without bureaucracy

Liquidity in hours, not weeks

$42,000

$38,350

The right partnerfor you

Why Marco?

Infinite wait

Immediate liquidity

Factoring in 3 steps

Operates for 3+ months

Operates for 3+ months

Operates for 3+ months

Benefits

Agile process, without bureaucracy

Liquidity in hours, not weeks

$42,000

$38,350

The right partnerfor you

Exporters
and importers

Adelanta facturas desde la cuenta que ya usas.
Empieza por ahí.

The right partner
for you

The right partner
for you