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Your retailers pay in 60 days.
Your field team gets paid on Friday.

Your retailers pay in 60 days.
Your field team gets paid on Friday.

You sell to chains in the United States and get paid in dollars, but field labor, supplies, and freight are paid in pesos and cannot wait. Today, you cover that gap with expensive loans or your own capital. Marco closes it with a dollar account, competitive FX, and liquidity tied to your agricultural cycle.

100% digital onboarding. Bilingual MX-US team. Ready in days, not months.

No Frame

FRIDAY IS A BET

Retailers pay in 30 or 60 days, but the field payroll is paid every week

The conversion of dollars to pesos depends on your bank's cut-off time

Supplies, packaging, and shipping go out before the first dollar from the sale comes in

A funding delay during harvest week puts the entire operation at risk

With Marco

FRIDAY IS PLANNED

The revolving line of credit is activated from the same platform where you already receive your payments

The dollars arrive in your Global Account, and you convert them when the exchange rate is favorable for you

Payments to Mexico are scheduled to arrive before the bank's cutoff time

You see charges, balances, and conversions in a single dashboard, in real time

Benefits

Why agricultural exporters choose Marco

Always secure payroll

Field payments no longer depend on bank funding arriving on time, even during peak harvest weeks.

FX that protects your margin

You convert to pesos when it suits you and with the exchange rate visible before confirming. Up to 30% less in funding commission compared to traditional banking.

Liquidity that follows the harvest

A revolving line of credit evaluated based on your actual operational history, not on collateral. Available whenever the business cycle demands it, without waiting for bank approvals.

Benefits

Why agricultural exporters choose Marco

Always secure payroll

Field payments no longer depend on bank funding arriving on time, even during peak harvest weeks.

FX that protects your margin

Convert to pesos when it suits you and with the exchange rate visible before confirming. Up to 30% less in funding commission compared to traditional banking.

Liquidity that follows the harvest

Revolving credit line evaluated based on your actual operating history, not on collateral. Available when the business cycle demands it, without waiting for bank approvals.

How your workflow with Marco works

03

Receive your payments
in a Global USD Account

Your clients in the United States pay in dollars to an account with a US number and routing code under your company's name. From there, you can view collections, payments, and transactions all in one place, without automatic conversion.

03

03

Activate liquidity
when the cycle demands it

Use your revolving line of credit to cover field payroll and supplies during peak harvest weeks, without waiting for retailer payments to come in or relying on bank approval times.

03

03

Convert to pesos
when it suits you

You convert to MXN at the moment you decide and send the funds to Mexico to pay payroll, supplies, and suppliers on the same day.

03

Your Global Account in 3 steps

How your workflow with Marco works

Receive your payments in a Global USD Account

Your clients in the United States pay in dollars to an account with a US routing and account number under your company's name. From there, you can view collections, payments, and transactions in one single place, without automatic conversion.

03

Activate liquidity when the cycle demands it

You receive a US account and routing number. From that moment on, you can receive payments in dollars from
any bank in the US or Latin America. You can also issue ACH and wire payments.

03

Operate cross-border

Convert between USD and MXN with transparent FX. Manage supplier payments, review your positions in
real time, and access compliance reports from the same dashboard.

03

What you can do

Key capabilities for agro-exporters

Charge in USD

With a US account and routing number, without the need for a local US bank.

Convert currency

With the exchange rate visible before confirming, and no surprise fees.

Activate operating liquidity

Revolving line of credit linked to your account to cover the period between harvest and retailer payment.

Pay in Mexico and abroad

Payroll, supplies, and vendors in more than 120 countries from the same account.

Key capabilities

What you can do

Charge in USD

With a US account and routing number without the need for a local US bank.

Convert currencies

with FX at the market exchange rate, without hidden spreads or surprise fees.

Pay US providers

Via ACH or wire from the same account, on the same day.

Manage US compliance

With integrated support for your US entity — reporting, accounting, and compliance from Marco

Key capabilities

What you can do

Charge in USD

With a US account and routing number without the need for a local US bank.

Convert currency

with FX at the market exchange rate, with no hidden spreads or surprise fees.

Pay US providers

Via ACH or wire from the same account, on the same day.

Manage US compliance

With integrated support for your US entity — reporting, bookkeeping, and compliance from Marco

Your payday Fridays shouldn't depend on the bank.

Your payday Fridays shouldn't depend on the bank.

We start with an assessment of your liquidity risk and your foreign exchange exposure. With no obligation.

Frequently Asked questions

Frequently Asked questions

Do I need to travel to the United States to open the account?

How do I cover payroll if my clients pay in 60 days?

What about the FX? Are there hidden spreads?

What requirements does Marco ask of an agricultural exporter?

How long does onboarding take?